Our IRA certificates are a secure investment choice to increase your savings potential within your retirement portfolio. Our low minimum balance and flexible terms make it easy for all members to add to their retirement nest egg. Features of our IRA Certificates include:
- $500 minimum deposit to open.
- Terms from 1 year to 5 years.
- Deposits are federally insured.
- Interest is compounded and credited monthly.
- Penalty for early withdrawal.
We can help you open a new IRA or rollover an existing IRA. Because of the variety of advantages each type of IRA provides, we suggest calling one of our Member Service Consultants to learn which type of IRA best serves your needs. We also suggest that you seek tax counsel to learn more about the tax consequences before opening an IRA Account.





