Auto Loans
Apply Online for an Auto Loan
Finding the right car or truck at the right price can be challenging. At VSECU, we believe that auto loan financing shouldn’t be. Our Member Service Consultants have your best interests in mind and are here to make sure you’re getting the best rate, term and payment plan for your financial situation. At VSECU, our auto loans feature:
- Same low rate for new and used autos.
- Same low rate for purchase or refinance from another institution.
- Same low rates apply for RVs, motorcycles, boats, etc.
- No down payment required.
- Finance up to 110% of NADA high book value.
Apply online to get great rates on auto loans with VSECU. Our easy online application process and fast turn around time will have you in your new vehicle shortly.
More about Auto Loans from VSECU
We offer competitive auto loan rates and a simplified online process of financing a new or used vehicle but there’s more to saving money when you finance with VSECU. At VSECU, we offer:
- Flexible terms and payment options.
- Low cost credit life and disability insurance.
- Ability to apply for auto loans online, by phone or in person.
- Ability to apply for auto loans at a participating Vermont dealerships.
At VSECU not only do you get one of the lowest rates in Vermont, but you also get the convenience of applying in a way that works for you. Whether you’re home on the computer, or at the dealership, VSECU makes it simple to apply for an auto loan. Say you’re shopping for a new car and want to borrow from VSECU. Not a problem! We work with participating auto dealers who can take your loan application on the lot and determine if you qualify for an auto loan from VSECU.
Be sure to check out the AutoSMART service we provide for members. This one stop online shopping place will give you information about the value of your existing auto, suggested retail prices for new and used autos, plus much more. If you already have an auto loan with another financial institution let us help you save money with your monthly payment.
Questions about Auto Loans? Ask here:
Auto Loan Rates
| Term up to: |
APR as low as: |
Monthly Payment (per $1,000 borrowed) |
|---|---|---|
| 24 Months | 2.60% | $42.81 |
| 36 Months | 2.95% | $29.07 |
| 48 Months | 3.45% | $22.33 |
| 60 Months | 3.74% | $18.30 |
| 72 Months | 4.74% | $15.99 |
| 84 Months | 6.49% | $14.85 |
APR = Annual Percentage Rate. APR is effective as of 3/26/2012 and reflects the current minimum APR offered. Other rates and terms may be available. The APR may be adjusted based on individual credit standing and term. For open-end loans, the term noted is used solely to determine periodic payments.
How much will my loan payments be?
How much car can I afford?
Apply Online for an Auto Loan from VSECU
You can apply for most of our loan products online. Our online loan application offers quick results, sometimes letting you know of your approval instantly.
Quick Tip:
If you are already a member and want to apply for a loan online, it’s easier to apply once you’ve logged into Online Banking. That way we can save you time by pre-filling the application with the information we already have for you on file.
