Credit Card
Apply Online For a Credit Card From VSECU
The VERMONT Platinum Visa® credit card is truly unique. It’s the only credit card that provides a lower rate on Vermont-based purchases!
- 6.50% APR1 on Vermont-based1 purchases
- 10.50% APR2
- No annual fee.
- Up to a $15,000 credit limit for qualified members.
It’s the one card that saves you money when you shop locally and doesn’t cost a fortune when you can’t. To learn more about some of the features and benefits of the VERMONT Platinum card click here for a short video or, visit our microsite at WelcomeVermonters.com.
Apply online today for your VERMONT Platinum Visa® credit union credit card.
APR = Annual Percentage Rate and is effective as of 3/26/2012. See VERMONT Platinum Credit Card Agreement for additional disclosures.
1 The Vermont Based Rate is contingent on, and applies to purchases identified by the state code used by the merchant’s processing system. All transactions processed by merchants with a Vermont state code will receive the Vermont Based Rate.
2 The Annual Percentage Rates are variable and can change based on the Wall Street Journal Prime Rate plus a margin of 3.25% for the Vermont Based Rate and 7.25% for the Standard Rate.
More About VSECU’s Credit Union Credit Card
Our credit card offers you honest stability. We don’t jack up the interest rate if you’re late on payments or if your credit score changes in the future. Our flexible credit card has a variety of features to help simplify your financial life:
- We can issue additional cards for people you want to access your line of credit, such as a student who may be going to college.
- You’ll receive a statement from us showing all of your credit card activity.
- Free Credit Card Online account access to view balance, current activity, history make payments and more.
- Low interest rates.
- 25-day grace period on credit card payment.
- Must be 18 years or older to apply.
At VSECU we care about your financial well being, which is why we’re always prudent in giving you a maximum line of credit that we know will work for you. We’re not about giving you access to credit that may be difficult for you to manage or put you in debt. To see all that the VERMONT Platinum card has to offer visit our microsite at www.WelcomeVermonters.com. To read about some of the additional benefits select the ‘more’ option to the right. Or you can apply for a credit union credit card from VSECU now.
The VERMONT Platinum Credit Card Rates
| Transaction Type | APR | Annual Fee |
|---|---|---|
| For Purchases | 6.50% Vermont Based Rate1 or 10.50% Standard Rate2 |
None |
| For Cash Advances | 10.50% Standard Rate2 | None |
| For Balance Transfers | 10.50% Standard Rate2 | None |
| APR = Annual Percentage Rate and is effective as of 3/26/2012. See VERMONT Platinum Credit Card Agreement for additional disclosures. 1 The Vermont Based Rate is contingent on, and applies to purchases identified by the state code used by the merchant’s processing system. All transactions processed by merchants with a Vermont state code will receive the Vermont Based Rate. 2 The Annual Percentage Rates are variable and can change based on the Wall Street Journal Prime Rate plus a margin of 3.25% for the Vermont Based Rate and 7.25% for the Standard Rate. | ||
Apply Online For a Credit Card From VSECU
You can apply for most of our loan products online. Our online loan application offers quick results, sometimes letting you know of your approval instantly.
Quick Tip:
If you are already a member and want to apply for a loan online, it’s easier to apply once you’ve logged into Online Banking. That way we can save you time by pre-filling the application with the information we already have for you on file.
