Secured Loans
Simplify Borrowing with a VSECU Secured Loan
If you’re in the market for a vehicle, RV, ATV, snowmobile, tractor, boat… you name it we’ll help you finance it. VSECU understands that your needs for transportation, equipment or even a new toy are different than your neighbors and we have flexible term loans with manageable payment plans available to meet your specific needs.
- Flexible terms with manageable payments.
- Get pre-approved before you shop.
- Low-cost credit life and disability insurance.
- Finance up to 110% of the NADA high book value of your approved collateral.
VSECU’s secured loans offer a simple and quick solution to your personal financing needs. Our flexible terms and low rates make this an attractive and affordable lending option.
Questions about our Loan Products? Ask here:
| Term up to: |
APR as low as: |
Monthly Payment (per $1,000 borrowed) |
|---|---|---|
| 24 Months | 2.60% | $42.81 |
| 36 Months | 2.95% | $29.07 |
| 48 Months | 3.45% | $22.33 |
| 60 Months | 3.74% | $18.30 |
| 72 Months | 4.74% | $15.99 |
| 84 Months | 6.49% | $14.85 |
Longer terms may be available. Please contact us for more information.
APR = Annual Percentage Rate. APR is effective as of 3/26/2012 and reflects the current minimum APR offered. Other rates and terms may be available. The APR may be adjusted based on individual credit standing and term. For open-end loans, the term noted is used solely to determine periodic payments.
How much will my loan payments be?
How long will it take to pay off my loan?
Apply Online For a Secured Loan From VSECU
You can apply online for a Secured Loan and get fast, and some times instant, approval!
Quick Tip:
If you are already a member and want to apply for a loan online, it’s easier to apply once you’ve logged into our Online Banking. That way we can save you time by pre-filling the application with most of the mundane information we already have on file for you. !
