| Transaction Type | APR | Annual Fee |
|---|---|---|
| For Purchases | 6.50% Vermont Based Rate1 or 10.50% Standard Rate2 |
None |
| For Cash Advances | 10.50% Standard Rate2 | None |
| For Balance Transfers | 10.50% Standard Rate2 | None |
| APR = Annual Percentage Rate and is effective as of 3/26/2012. See VERMONT Platinum Credit Card Agreement for additional disclosures. 1 The Vermont Based Rate is contingent on, and applies to purchases identified by the state code used by the merchant’s processing system. All transactions processed by merchants with a Vermont state code will receive the Vermont Based Rate. 2 The Annual Percentage Rates are variable and can change based on the Wall Street Journal Prime Rate plus a margin of 3.25% for the Vermont Based Rate and 7.25% for the Standard Rate. | ||






